Financing
Fund the franchise that fits — without guessing the capital stack
Ownership fails when financing is an afterthought. We help you match model cost to a realistic funding path before you commit emotionally to a brand.
Common funding paths
Liquid capital + SBA 7(a)
Popular for established franchise systems. Expect equity injection, credit review, and a full package including projections and experience narrative.
ROBS (retirement rollover)
Qualified buyers may use retirement funds through a properly structured C-corp rollover. Requires specialized providers and legal/tax guidance.
Equipment & vehicle financing
Useful for home-service and auto concepts where trucks, tools, or bay equipment are a large share of Item 7.
Home equity / partners
Some buyers use HELOC capacity or bring operating partners. We help you understand how brands view multi-owner structures.
Financing FAQs
Do I need all cash to buy a franchise?
Usually no. Many buyers combine liquid capital with SBA financing, ROBS, or equipment loans. Brands still require minimum liquidity and net worth.
Can Build Buy Partner help with lenders?
Yes. We can introduce financing partners familiar with franchise credit packages once your niche and capital profile are clear.
Ready to find a franchise that fits your life — not just a logo?
Book a complimentary consultation. We’ll map your goals, capital, and lifestyle to niches with real FDD economics.